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April 19, 2012

Generational shift: the impact of women on housing

Ever wondered about women’s role in housing trends in Canadian cities? Check out The rise of women’s role in society: Impacts on housing and communities. In this paper based on Census data, researcher Luis Rodruiguez compares women’s housing patterns across six generations:

  • Pre-1922 (born before 1922, aged 90+ in 2011)
  • Baby Boomers’ Parents Generation (born 1922-1938, aged 73-89 in 2011)
  • Second World War Generation (born 1939-1945, aged 66-72 in 2011)
  • Baby-Boom Generation (born 1946-1965, aged 46-65 in 2011)
  • Baby-Bust Generation (born 1966-1974, aged 37-45 in 2011)
  • Echo Generation (born 1975-1995, aged 16-36 in 2011)

    Chart 1 from the report, a comparison of housing tenure across the generations

Rodriguez tends to focus on housing tenure and type; he is after all a retired senior researcher from Canada Mortgage and Housing Corporation (CMHC). And these trends are interesting, for example the much higher rental rate among the oldest and youngest generations of women, and the fact that homeownership among women is approaching parity with men. The older generations’ desire to age in place will place a demand on renovations and community services that can meet their needs (including public transit and walking facilities), and some may move to condos or apartments if they can no longer remain in their homes. Those of the Bust and Echo Generations tend to want low-maintenance housing due to professional and family time constraints, and are less inclined to choose larger single-family homes.

However, he doesn’t address recent trends such as the tendency of the Baby-Bust and Echo generations to choose housing that is close to public transit rather than car-dependent locations; fitting as they have much higher rates of public transit use than older generations. He touches on this and the desire for mixed-used residential options in the section on the Echo Generation, but I believe this extends to the Baby Busters as well. These generations also will have significantly bleaker employment prospects despite having higher educational attainment, and will receive less support from government sources such as the Canada Pension Plan by virtue of the economic trends that have followed them. This will likely have a significant effect on housing tenure, particularly extending the period of renting and delaying home ownership, and housing type (more condos and townhouses, fewer detached houses). This will be even more apparent among those living in Canada’s largest CMAs where housing is less affordable. Nevertheless, the paper offers an interesting perspective on generational trends and preferences among women in Canada.

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